Insights from VWSH Attorneys
Written by the attorneys who handle these cases, people who spent years on the insurance defense side before switching. No marketing copy. No generic advice. What actually happens, from the inside.
Why Insurance Companies Show Up at Your Door With a Check
Before you know what your case is worth, the insurance company already does. Here is what that knock on the door actually means, and why you should never sign anything before calling us.
Emery Wang
Managing Partner · June 2026
Who Pays for My Medical Bills After a Car Crash in Oregon?
The short answer is: your insurance pays first. The longer answer involves PIP, fault, and what happens when both run out. The managing partner who built his firm around former insurance-industry insiders explains.
Emery Wang
Managing Partner · May 2026
Oregon Is a Fault-Based State. Your Medical Bills Won't Wait.
Oregon's comparative fault system means the at-fault driver owes your damages, but determining fault can take months. VWSH's Fast Track forces accountability sooner.
Rob Ireland
Attorney · May 2026
PIP Insurance in Oregon: What It Covers, What It Doesn't, and What to Watch For
Oregon's minimum PIP benefit under ORS 742.518 is $15,000 per person. Your insurer cannot deny it because the other driver was at fault, but they have other tools. A former defense attorney explains.
Eric Waxler
Attorney · May 2026
When PIP Runs Out: Should You Agree to a Letter of Protection?
$15,000 disappears fast. When PIP is exhausted, you have three payment sources, and each carries terms you need to understand before you commit to them.
Paul Vames
Partner · May 2026
The Hidden Cost of Settling: How Liens Reduce Oregon Car Accident Recoveries
When your health insurer pays your accident bills, they acquire the right to be repaid from your settlement. After 20 years of defense work, I watched this catch people badly off guard.
Eric Waxler
Attorney · May 2026
What the Insurance Adjuster Is Really Doing When They Call You
They are not calling to help. They are gathering information, steering you away from hiring an attorney, and building a record to reduce your claim. A personal injury attorney explains exactly how.
Nathan Sosa
Partner · May 2026
Oregon's 2-Year Statute of Limitations: Why That Deadline Closes Faster Than You Think
Miss the 2-year filing deadline under ORS 12.110 and your case is almost certainly gone. If a government entity was involved, you may have only 180 days.
Jarely Castro
Attorney · May 2026
When Should You Call a Personal Injury Attorney? The Honest Answer.
The question is not whether your case is big enough. It is whether the circumstances put you at a disadvantage against a process designed to minimize what you recover.
Hank Pailet
Attorney · May 2026
Most Personal Injury Firms Follow the Insurance Playbook. Here's Why We Don't.
The standard personal injury approach plays on the insurance company's timeline, which is designed to work against you. VWSH's Fast Track breaks that pattern.
Rob Ireland
Attorney · May 2026
What It Actually Takes to Win a Medical Malpractice Case in Oregon
Cases cost $50k to $500k to prosecute. VWSH requires cases valued over $3M. A partner with 30 years of trial experience explains what serious representation requires.
Drake Hood
Partner · May 2026